There is a substantial list of reasons why loose diamonds are a better choice when it comes time to purchasing diamond, no matter why the stones are being bought. Loose diamonds are not hard to find today, thanks to online sellers such as, cutfj.com which supplies diamonds to both large sellers, as well as independent buyers. In fact, the ease with which loose diamonds can be bought is one of the things which make them such a good option right now, though this wasn’t always the case. Just a decade ago it was very complicated to purchase loose diamonds due to the fact that there were only a few diamond suppliers in the country, suppliers which sought to keep the jewelry trade tightly within their grasp. Not long ago a number of diamond producing nations which were previously not supplying to the USA, finally started to deal with our country, and the result was a flood of newly available loose stones on the national diamond market. Now let’s look at why loose diamonds are a better option for people on the market today.
If someone wants to purchase a custom engagement ring, they will pay less if they purchase the diamonds and the other ring materials separately and then have a jewel create the ring they want. Just as with almost any product, buying a piece of jewelry and having it put together from an outside source is going to be cheaper in the end. Custom jewelers are very popular in the country today and they are willing to create find jewelry pieces for far less than large companies would do. Apart from the getting a better price for an article of jewelry when all the materials are purchased apart from each other, the buyer also enjoys the added benefit of being able to create a piece of jewelry which matches what they are seeking in a piece of jewelry. Items like wedding rings are just far more romantic when the buyer takes the time to add personalized touches to the ring.
Loose diamonds are easier to insure than diamonds already set in pieces of jewelry. Most people that invest in something as expensive as a diamond are going to want to insure the stone against the risk of theft or damage, but people will find that getting insurance for a piece of jewelry can be much more complicated than insuring a loose stone. In fact, insuring a loose stone is as easy as having it certified by the GIA certification agency, which appraises all diamonds as part of their certification process. The GIA certificate can be used to prove the value of a stone without any further documentation. When people attempt to have a stone appraised along with a piece of jewelry, a separate certification process has to be completed in order to show the value of the jewelry, then both certificates have to be presented to the insurer. If just the diamond is lost, or the jewelry which it was set in is damaged, it is likely that the insurance company will request two separate claims to be filed, further complicating a claim.